{"id":87,"date":"2018-04-28T12:57:48","date_gmt":"2018-04-28T19:57:48","guid":{"rendered":"https:\/\/thewealthconspiracy.com\/?page_id=87"},"modified":"2018-05-22T07:41:43","modified_gmt":"2018-05-22T14:41:43","slug":"table-of-contents","status":"publish","type":"page","link":"https:\/\/thewealthconspiracy.com\/table-of-contents\/","title":{"rendered":"Table of Contents"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p><b>Introduction: Where is the Conspiracy?<\/b><\/p>\n<p><b>Chapter 1: A Conspiracy is Discovered<\/b><\/p>\n<ul>\n<li>How stock brokerage firms deceive us<\/li>\n<li>Our unquestioned belief of Wall<span class=\"Apple-converted-space\">\u00a0 <\/span>Street propaganda<\/li>\n<li>Your core financial beliefs may betray you<\/li>\n<li>Over focusing on retirement is detrimental to your wealth<\/li>\n<li>Is your advisor unwittingly spreading misinformation?<\/li>\n<li>Does traditional financial advice benefit you or Wall Street?<\/li>\n<\/ul>\n<p><b>Chapter 2: Ethics (or the Lack Thereof)<\/b><\/p>\n<ul>\n<li>The history of corrupt mutual fund sales practices<span class=\"Apple-converted-space\">\u00a0<\/span><\/li>\n<li>Influences that perpetuate corrupt financial advice<\/li>\n<li>Keeping investments inaccessible benefits firms<\/li>\n<li>The corrupt practice of pushing proprietary investments<\/li>\n<li>The corruption of pay-to-play investments<\/li>\n<\/ul>\n<p><b>Chapter 3: The Tax-Deferred Conspiracy<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p>\n<ul>\n<li>Corrupting motives that affect how your advisor gets paid <span class=\"Apple-converted-space\">\u00a0 \u00a0<\/span><\/li>\n<li>Misrepresenting the true value of your account<\/li>\n<li>How little of your investment account belongs to you<\/li>\n<li>Are you paying fees on government assets?<\/li>\n<li>Will you truly fall into a lower tax bracket at retirement?<\/li>\n<li>Your retirement depends on the future whims of government taxation<\/li>\n<\/ul>\n<p><b>Chapter 4: The Enemies of Building Wealth<\/b><\/p>\n<ul>\n<li>Disastrous bond returns due to raising interest rates<span class=\"Apple-converted-space\">\u00a0<\/span><\/li>\n<li>Lies about the stock market\u2019s true returns<span class=\"Apple-converted-space\">\u00a0<\/span><\/li>\n<li>High market volatility can destroy your retirement income<\/li>\n<li>Disastrous results of inflation are returning<\/li>\n<li>The false promise of tax-deferred saving for retirement<\/li>\n<\/ul>\n<p><b>Chapter 5: The Coming Tax Bomb<\/b><\/p>\n<ul>\n<li>The forgotten history of much higher tax rates<\/li>\n<li>Sobering numbers regarding the U.S. budget deficit<\/li>\n<li>The out-of-control national debt is looming<\/li>\n<li>Spending at record rates will cause tax increases<\/li>\n<\/ul>\n<p><b>Chapter 6: The Bogus Math of Tax Deferral<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p>\n<ul>\n<li>Focus on account size diverts attention from spendability<\/li>\n<li>401(k)s replace more expensive pension plans<\/li>\n<li>How little of your retirement account belongs to you<\/li>\n<li>Roth vs. traditional IRA accounts<\/li>\n<li>The marginal benefits of tax-deferred retirement<\/li>\n<li>Why does Wall Street love tax-deferred plans? (Hint: huge fees)<\/li>\n<\/ul>\n<p><b>Chapter 7: Other Tax Advantaged Options<\/b><\/p>\n<ul>\n<li>Do your investments have tax treatment diversification?<\/li>\n<li>Are your investments protected from inflation?<\/li>\n<li>Will you pass your tax burden onto your heirs?<\/li>\n<li>Structure retirement cash flow to eliminate taxes<\/li>\n<li>How can you delay taxes, then pay at a lower long-term capital gains rate?<\/li>\n<\/ul>\n<p><b>Chapter 8: The Holy Grail for Investment<\/b><\/p>\n<ul>\n<li>The perfect investment checklist<\/li>\n<li>Can you invest like an institution?<\/li>\n<li>Investment growth that exceeds stock market returns<\/li>\n<li>How to eliminate volatility<\/li>\n<li>Receive investment interest on money already spent<\/li>\n<li>In a down market, zero is your hero<\/li>\n<\/ul>\n<p><b>Chapter 9: The Naysayers and Bad Press<\/b><\/p>\n<ul>\n<li>Debunk the myths that fuel the wealth conspiracy<\/li>\n<li>Fees vs. commissions: the real scoop<\/li>\n<li>Is your advisor deceiving you or simply misinformed?<\/li>\n<li>Alternative investments strategies under attack<\/li>\n<li>The ridiculous logic and false comparisons used to lock your money into investments that benefit the providers<\/li>\n<\/ul>\n<p><b>Chapter 10: Time for Tequila! <\/b><b>The Incredibly Boring Details<\/b><\/p>\n<ul>\n<li>The fine print the advisors would prefer you not know<\/li>\n<li>Advisors distract you with irrelevant details<\/li>\n<li>14 questions you need to ask your advisor<\/li>\n<li>How financial salespeople give you what you mistakenly think you need, and perpetuate the wealth conspiracy<\/li>\n<\/ul>\n<p><strong>Chapter 11: The Pension Election Dilemma: A Better Option<\/strong><\/p>\n<ul>\n<li>Employers are reducing their pension obligations<\/li>\n<li>Better alternatives for providing for your spouse and heirs<\/li>\n<li>Pension elections with positive-sounding names, confuse you into reducing your income<\/li>\n<\/ul>\n<p><b>Chapter 12: Are All Annuities Scams?<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p>\n<ul>\n<li>The fiction behind income guarantees<\/li>\n<li>Why your withdraw\/income account is not real money<\/li>\n<li>Income guarantees lock in today\u2019s low interest rates<\/li>\n<li>What\u2019s the real return of annuities?<\/li>\n<li>Figures don\u2019t lie but annuities salespeople sure like to confuse buyers<\/li>\n<\/ul>\n<p><b>Chapter 13: What the Heck is a MEC?<\/b><\/p>\n<ul>\n<li>Why advisors avoid Modified Endowment Contracts<\/li>\n<li>MECs win over annuities<\/li>\n<li>MECs are not fully understood by financial salespeople<\/li>\n<li>Don\u2019t leave a tax burden to your heirs<\/li>\n<li>The tax benefits and higher returns of MECs<span class=\"Apple-converted-space\">\u00a0<\/span><\/li>\n<\/ul>\n<p><b>Chapter 14: 529 Plans Can Increase College Cost<\/b><\/p>\n<ul>\n<li>Why financial institutions push 529 plans for college<\/li>\n<li>Restructure your savings to reduce tuition cost<\/li>\n<li>Advisors are not trained to structure finances for college<\/li>\n<\/ul>\n<p><b>Chapter 15: The Pathetic Qualifications of Some Advisors<span class=\"Apple-converted-space\">\u00a0<\/span><\/b><\/p>\n<ul>\n<li>What\u2019s in an advisor\u2019s title?<span class=\"Apple-converted-space\">\u00a0<\/span><\/li>\n<li>Most financial titles are completely unregulated<\/li>\n<li>The multiple types of advisor licenses<\/li>\n<li>How to verify your advisor\u2019s qualification<\/li>\n<li>Why your financial advisor may have little education in finance, planning or investments<\/li>\n<\/ul>\n<p><b>Conclusion: The Negative Effect of the Conspiracy<\/b><\/p>\n<ul>\n<li>Two families cope with the real world of family finance through a lifespan<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Introduction: Where is the Conspiracy? Chapter 1: A Conspiracy is Discovered How stock brokerage firms deceive us Our unquestioned belief of Wall\u00a0 Street propaganda Your core financial beliefs may betray you Over focusing on retirement is detrimental to your wealth Is your advisor unwittingly spreading misinformation? Does traditional financial advice benefit you or Wall [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":252,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/thewealthconspiracy.com\/wp-json\/wp\/v2\/pages\/87"}],"collection":[{"href":"https:\/\/thewealthconspiracy.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/thewealthconspiracy.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/thewealthconspiracy.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/thewealthconspiracy.com\/wp-json\/wp\/v2\/comments?post=87"}],"version-history":[{"count":0,"href":"https:\/\/thewealthconspiracy.com\/wp-json\/wp\/v2\/pages\/87\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thewealthconspiracy.com\/wp-json\/wp\/v2\/media\/252"}],"wp:attachment":[{"href":"https:\/\/thewealthconspiracy.com\/wp-json\/wp\/v2\/media?parent=87"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}